We'd like to make it easier for you to plan for your future. You may want to plan a holiday or you may wish to save up for your children's education. Whatever your plans, you need to know how much money you can afford to pay out each month to achieve them.

Use this simple 'budget planner' to work out how much you have spare every month.

Your home may be repossessed if you do not keep up repayments on your mortgage